Here’s a glimpse at some of the innovative and top-of-the-line banking features for modern India
After financing your monthly expenses, including subscriptions, bills, EMIs, credit card payments, and more, you deposit your money into a savings account without fail. Savings accounts provide you ready and safe access to cash 24x7. Besides, you receive modest returns on your funds even without investment.
However, innovative products in savings banking services have become a need of the hour. Taking note, banks provide higher interest rates, digital banking features, etc., to retain customers. Needless to say, modern-day customers are looking for more than just being able to open savings account online.
Making room for interactive, convenient, and dynamic banking experiences, IndusInd Bank delivers new-age products and savings account services for customers of today. Here’s a glimpse at some of the innovative and top-of-the-line banking features for modern India.
With IndusInd Bank Choice Money ATMs, you can choose the denomination of currency notes from an assortment of 100, 500, and 2000 rupee. For instance, while withdrawing from your savings account, if you want Rs 10,000, you can choose from the denominations of the 2000s, 500s, 100s, or a mix.
On top of that, you can make unlimited free transactions on ATMs in India by maintaining a minimum monthly balance of more than Rs 10,000. Whether you open savings account online or offline, benefits are aplenty with IndusInd Bank. Enjoy smart cash management services and pay and collect via RTGS, NACH, NEFT, POS machine, and payment gateway.
Besides, if digital isn’t your forte, avail DD issuance, doorstep cash delivery, or bulk cheque printing facilities on your savings account funds.
Taking digital banking features to the next level IndusInd Bank now enables you to send funds to the receiver’s mobile number. The facility is available at select IndusInd Bank ATMs or on the IndusMobile application. With the revolutionary Cash-on-Mobile, a card-less cash service, you can initiate a cash transfer from your savings account without a debit card. If your receiver needs cash immediately or doesn’t have a bank account, they can still easily access the transferred funds.
If you are worried about losing a cheque record again, fret no more! A first in the banking industry, the inventive facility reunites you with your misplaced cheques. With IndusInd Bank’s Check on Cheque feature, receive access to your cheques’ copies or keep a record of your issued cheques on IndusInd Bank’s internet banking. Furthermore, access the scanned images of your savings account cheques in your monthly statement available online.
It doesn’t matter if you open savings account online or operate offline, card transactions are still in fashion. Blending the flexibility and freedom of debit and credit card in one, IndusInd Bank offers Duo card, India’s first debit-cum-credit card. The card, equipped with two EMV chips and magnetic stripers, provides combined reward points on a single account statement.
Besides, a Duo card offers enhanced security on your local and global transactions. You can use your two-in-one card to withdraw funds from your savings account or pay off your credit card limit at a POS machine. Moreover, there is no restriction on utilising your Duo card for making digital transactions. Insurance benefits, purchase protection, travel assistance, fuel surcharge waiver, and more are just cherries on top.
In today’s world, when expenses shoot through the roof, and your lifestyle requires tailored financial solutions, IndusInd Bank is the way to go. Over the years, IndusInd Bank has ushered in innovations in the savings account banking industry. After all, if the problems are present-day, your bank might as well be up-to-the-minute too
Disclaimer: No Asian Age journalist was involved in creating this content. The group also takes no responsibility for this content.